Cyndi S

"BEFORE: I'm sitting here in tears listening to your message. I'm so discouraged about my financial situation and I can't see the light at the end of the tunnel. I'm $9000 in credit card debt and it's sucking the life out of me. I've been struggling financially FOR YEARS and I'm tired. I want to believe God will turn it around but I also know I have to pay the consequences for poor decisions. I'm looking forward to
receiving your devotional and I pray for a breakthrough soon in this area of my life.

AFTER (within 6 weeks): Thank you for your prayers and encouragement regarding my financial situation. God has heard... I have more money in the bank now than I have ever had! I can even pay off one of my credit cards in full. I'm starting with the lowest, and using that payment on the next one... I used the missing money site and found I'm an heir... I just got a new job... Finally I'm in a place where I'll no longer struggle with finances and I've already sowed seed into several ministries that I know is good soil."

Cassia C

"I came to Dr. Haynes for financial counseling expecting to gain more insight on how to manage my money better for before and after marriage. Not only did she meet my expectations, but with her knowledge, expertise, and applying her methods, I was able to reach one of my financial goals. This had previously seemed like an impossible feat. With Dr. Haynes' guidance and much effort, over $10,000 in credit card debt had been eliminated within just several months! I am now closer than ever on the journey to my financial freedom and am in the position to be arriving soon! What a blessing!

Thank you Dr. Haynes!"

Wanda S

"What I have done makes me feel successful & more determined to use this format in other aspects of my life (physical, spiritual, etc). Now that I'm passed the low points or "worry" area and can see clearly, I can share with others who are where I was. I can share steps I've learned through this experience to encourage them to do the same. I can also point them your way knowing you will give them positive & precise lessons in overcoming the fear, procrastination, and negativity and become an organized and successful person."

After:
Banking fees eliminated
Over payment of utilities refunded
Emergency account fully funded
Saving/ Giving & Fun all in budget
Everything automated - credit score up
and Best of all - Will be debt free in 6 years!!! All on a fixed income."